The Community Dividend Fund uses the “odd pence” donated from Co-operative Group Dividend cardholders to fund projects that benefit local communities. Community and voluntary groups as well as charities are able to apply for funding of between £100 and £5,000 to support projects that benefit the local community.

To be eligible, the project must benefit a local community in which at least one Co-operative group business trades.

The type of activities supported must fulfill a perceived need in the local community by addressing community issues such as combating crime and anti-social behavior, promoting education and improving health. Activities must also target disadvantaged groups or areas and be in line with co-operative values and principles.

Applications can be made at any time.